SRA-Regulated Solicitors · No-Win, No-Fee
Fraudsters Stole £1.28 Billion From UK Victims in 2024. Let Us Help You Fight Back.
You may be entitled to recover up to £85,000. No-Win, No-Fee legal representation for fraud recovery and scam claims near you and the whole of England & Wales.
Free · No obligation · 2 minutes
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How We Recover Money Lost to Fraud & Scams
CEL Solicitors (Cheshire Estate and Legal Limited) is an SRA-regulated (client-attested) solicitors practice based in Liverpool, helping fraud and scam victims across England and Wales recover their money without financial risk. We work on a strict No-Win, No-Fee basis across every type of fraud and scam claim:
Fraud & Scam Recovery
If you have lost money to an investment scam, APP (Authorised Push Payment) fraud, romance fraud, or any other deception, our specialist team works to trace and recover your funds. Mandatory reimbursement rules introduced in October 2024 mean eligible APP fraud victims are now entitled to reclaim up to £85,000 from their bank or payment provider. In the first three months of these rules, 86% of in-scope APP fraud losses were returned.
Investment & Romance Fraud
Investment scams and romance fraud are among the most financially devastating types of deception. Victims are often manipulated over weeks or months before the fraud becomes apparent. Our solicitors work to trace and recover funds through bank reimbursement claims, civil litigation, and, where appropriate, referral to the Financial Ombudsman Service.
Bank Transfer & Identity Fraud
If you were tricked into transferring money to a fraudster — or if your identity was used to open accounts or take out credit in your name — you may have a strong claim under the mandatory APP reimbursement rules or civil fraud law. Our team assesses your position quickly and advises on the most effective route to recovery.
Free, no obligation · Takes under 2 minutes
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The Law Is Changing in Your Favour
A landmark legal change has significantly improved the position of fraud and scam victims in the past year. Understanding your new rights is the first step to recovering your money.
Your Claim in 4 Simple Steps
The process has been designed to be as straightforward as possible. There are no lengthy forms, no pressure, and no obligation at any stage.
Free Initial Assessment
Complete our short online form or call us directly. We gather the key facts about your situation at no cost and with no obligation.
Case Review by a Qualified Solicitor
One of our SRA-regulated solicitors reviews your information, explains your options clearly, and confirms whether you have a viable claim.
We Build and Submit Your Claim
Our team collects evidence, drafts correspondence, and engages the relevant parties on your behalf.
Resolution and Recovery
We negotiate for the best possible outcome. If your claim succeeds, compensation is paid to you. If it does not, you owe us nothing.
Free, no obligation · Takes under 2 minutes
🔒 We never share your data · No spam · UK GDPR compliant
Why Clients Choose CEL Solicitors
Genuinely No-Win, No-Fee
You pay nothing unless your claim succeeds. There are no hidden upfront costs and no financial risk to you at any stage.
SRA-Regulated Practice
CEL Solicitors is authorised and regulated by the Solicitors Regulation Authority, giving you the full protections of regulated legal services.
Specialist Fraud Recovery Team
Our solicitors focus exclusively on fraud and scam recovery. You receive expert, specialist advice, not a generalist approach.
Established Since 2016
Cheshire Estate and Legal Limited (Company No. 10370954) has been an active, registered company since 2016, building a track record across consumer litigation.
Act Quickly: Time Limits Apply
Fraud and civil claims are subject to legal time limits. APP fraud claims must typically be raised within 13 months of the final payment. The sooner you begin the process, the stronger your position for tracing funds and gathering evidence.
Serving Clients Across England & Wales
Although based in Liverpool, CEL Solicitors represents clients throughout England and Wales, including those near you and surrounding areas.
Free, no obligation · Takes under 2 minutes
🔒 We never share your data · No spam · UK GDPR compliant
Why Legal Representation Matters Now
Many people who have valid claims never pursue them. They assume it will be too expensive, too complex, or too stressful. That is precisely the barrier that No-Win, No-Fee removes. When your solicitor only gets paid if you win, the incentives are aligned entirely in your favour.
Since 2016, CEL Solicitors has represented clients across England and Wales in fraud and scam recovery. Every case is handled by our SRA-regulated solicitors on a strict No-Win, No-Fee basis, so you never risk a penny.
Frequently Asked Questions
What is a No-Win, No-Fee arrangement?
A No-Win, No-Fee agreement means CEL Solicitors only charges a fee if your case is successful and money is recovered on your behalf. There are no upfront costs and no charges if the claim does not succeed, so there is no financial risk to you at any point.
How quickly should I act after being defrauded?
As soon as possible. The sooner you report fraud and seek legal advice, the better your prospects of tracing funds and meeting bank reimbursement deadlines. Mandatory APP fraud reimbursement rules that came into force in October 2024 have strict eligibility timelines, so early action is important.
Can I claim if my bank has already refused to refund me?
Yes. A bank's initial refusal does not end your options. CEL Solicitors can review the circumstances of the refusal and advise whether a formal challenge, referral to the Financial Ombudsman Service, or civil litigation is appropriate in your case.
Is there a deadline for making a scam recovery claim?
As soon as you can. APP fraud reimbursement claims must typically be raised within 13 months of the final payment, and other recovery routes carry their own legal deadlines. Acting quickly gives our team the best chance of tracing your funds before they are moved on.
Is CEL Solicitors properly regulated?
Yes. CEL Solicitors (Cheshire Estate and Legal Limited) is regulated by the Solicitors Regulation Authority (SRA). The firm has been an active limited company at since 2016 (Company No. 10370954).
What information do I need to start a claim?
At the initial assessment stage, you simply need a general description of what happened, the approximate amount involved, and your contact details. Our solicitors will let you know what supporting documents may be needed as the case progresses.
Do you handle cases outside Liverpool?
Yes. Although our offices are in Liverpool, CEL Solicitors represents clients throughout England and Wales, including those near you and the surrounding area.
How long does a claim typically take?
Timescales vary significantly depending on the type of claim, its complexity, and whether the other party contests the matter. We will give you a realistic timeline estimate once we have reviewed the details of your case.
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Find Out If You Have a Claim
Whether you have lost money to an investment scam, romance fraud, an APP transfer, or any other deception, the first step is a free assessment. Our SRA-regulated solicitors will review the details and give you a clear, honest answer, with no obligation to proceed.
Free, no obligation · Takes under 2 minutes
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