Recover Money Lost to Fraud, Scams & Crypto Theft

For hundreds of thousands of people across the UK, fraud is no longer something that happens to someone else. It is the most commonly reported crime in the country, touching lives in every community. In 2025, 444,000 fraud cases were reported, with AI-enabled scams acting as a major driver of this relentless surge. Behind every statistic is a person whose savings, inheritance, or hard-earned wages were taken by criminals who grow more sophisticated by the year.

Total UK payment fraud losses reached £1.28 billion in 2025, a 4% rise on the previous year. Within that, authorised push payment fraud alone accounted for £576.4 million, a near-one-fifth increase. Investment scam losses reached £97.7 million in the first half of 2025 alone, a 55% increase from the same period in 2024.

Perhaps most troubling of all is how little victims recover on their own. Under the Payment Systems Regulator's mandatory reimbursement rules, banks reimbursed only 61% of APP fraud losses in 2025, leaving 39% unrecovered. For many victims, the bank's refusal feels like a second betrayal.

When you have lost money to a scam, the last thing you need is legal jargon, hidden costs, or a firm that makes you feel foolish for trusting someone. CEL Solicitors was built around a different principle: that fraud victims deserve expert legal help delivered with empathy, transparency, and zero financial risk.

SRA-regulated solicitors you can trust. CEL Solicitors is authorised and regulated by the Solicitors Regulation Authority (SRA No. 633955) as a licensed Alternative Business Structure. Every case is handled by qualified solicitors who are accountable to the highest professional standards in England and Wales.

No win, no fee: zero financial risk. You should not have to pay to fight for money that was taken from you. Where cases qualify, CEL Solicitors operates on a no win, no fee basis, so you can pursue your claim without worrying about upfront legal costs.

Specialist fraud, scam and crypto recovery. From authorised push payment fraud and investment scams to cryptocurrency theft and romance fraud, our team has deep expertise across the full range of recovery claims. We know the law, the evidence required, and the routes most likely to succeed.

Plain-English advice at every step. Legal jargon can feel intimidating when you are already dealing with the stress of being defrauded. Our solicitors explain everything in clear, straightforward language, tailored to your situation.

The process has been designed to be as straightforward as possible. There are no lengthy forms, no pressure sales calls, and no obligation at any stage.

1. Free qualification assessment. Contact us by phone or online. One of our specialist solicitors will listen to your situation, ask a series of straightforward questions about how the fraud occurred and how payment was made, and give you an honest, no-obligation assessment of whether your case qualifies. This initial consultation is completely free.

2. Case eligibility confirmation. If your initial assessment indicates a viable claim, we will confirm your eligibility in writing, explain the funding options available to you, and agree next steps before any work begins on your behalf.

3. We build and submit your claim. Once instructed, your dedicated solicitor takes care of everything: gathering evidence, corresponding with your bank or payment provider, challenging any refusal, and escalating to the Financial Ombudsman Service or court if required. You receive regular updates throughout.

4. Recovery and resolution. We pursue your claim to the best possible outcome. Whether through negotiated settlement, ombudsman decision, or litigation, our goal is to recover as much of your lost money as possible.

Whether you are in your local area or anywhere else in the United Kingdom, CEL Solicitors provides accessible legal support for individuals and businesses. You do not need to visit us in person to get started. Our solicitors handle cases entirely remotely when preferred, keeping you informed with clear updates and a dedicated point of contact who understands your case.