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Solicitor reviewing a fraud recovery case file

SRA-regulated fraud & scam recovery specialists

Recover Your Money From Fraud, Scams & Crypto Theft

UK victims lost £576.4 million to APP fraud in 2025. We help victims pursue recovery on a no-win, no-fee basis.

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4 quick questions · Free initial consultation · No obligation

Verified industry data

61%

of APP fraud losses were reimbursed to victims by UK banks in 2025 — UK Finance Annual Fraud Report 2026


  • Regulated by the SRA (no. 633955)
  • No win, no fee on eligible claims
  • Free, confidential case review

The solution

Fraud Recovery Is All We Do

CEL Solicitors is the trading name of Cheshire Estate and Legal Limited, a firm authorised and regulated by the Solicitors Regulation Authority under SRA number 633955. We focus exclusively on helping victims of fraud and scams pursue recovery. We do not undertake unrelated legal work such as conveyancing or wills.

Our team understands the tactics used in APP fraud, investment scams, romance scams and cryptocurrency fraud, and works to hold banks and payment providers accountable for reimbursement under UK rules. We assess your case for free, challenge banks and payment providers on your behalf, and escalate refused claims where appropriate, all with no upfront cost to you.

Mandatory Reimbursement Rules

Since 7 October 2024, mandatory APP fraud reimbursement rules have required banks to reimburse eligible victims up to £85,000. If you believe you were wrongly refused reimbursement, or your case was not properly assessed, we can review it and advise on your options.

What we cover

Types of Fraud and Scams We Help With

APP Fraud

Authorised push payment fraud, where victims are tricked into transferring money directly to a fraudster's account.

Investment Scams

Fake or misrepresented investment opportunities designed to take victims' money under false pretences.

Romance Scams

Fraud carried out through fake romantic relationships, often built over months before money is requested.

Cryptocurrency Fraud

Scams involving fake crypto platforms, fraudulent trading schemes, or manipulation to move funds into fraudsters' wallets.

Online Trading Fraud

Fraud connected to fake or unregulated online trading platforms that solicit deposits before disappearing with client funds.

The process

How the Claims Process Works

Tell Us What Happened

You explain briefly what happened and how much you lost, so we can assess whether you may have a claim.

We Review Your Case

Our team reviews the circumstances of the fraud, the institutions involved, and the evidence available.

We Pursue Recovery

Where appropriate, we pursue your claim against the relevant bank, payment provider or other party on a no-win, no-fee basis.

You Stay Informed

We keep you updated throughout, explaining next steps in plain language at every stage.

Start free assessment

4 quick questions · Free initial consultation · No obligation

Why us

Why Clients Choose CEL Solicitors

Regulated and Accountable

We are authorised and regulated by the Solicitors Regulation Authority (SRA 633955), giving clients the protections that come with instructing a regulated law firm.

Fraud Recovery Specialists

We concentrate solely on fraud and scam recovery claims, rather than spreading our expertise across unrelated areas of law.

No-Win, No-Fee Approach

We offer no-win, no-fee arrangements on eligible claims, so you can pursue recovery without upfront legal costs.

Understanding of Reimbursement Rules

We are well versed in the mandatory APP fraud reimbursement rules in force since 7 October 2024, and in how they apply to claims that banks have refused or assessed poorly.

Questions

Frequently Asked Questions

What types of fraud and scams does CEL Solicitors help with?

We specialise exclusively in fraud and scam recovery, covering APP fraud, investment scams, romance scams, cryptocurrency fraud and online trading fraud. We do not handle unrelated legal work such as conveyancing or wills.

How does the claims process start?

You tell us briefly what happened and how much you lost. We then review the circumstances and evidence to assess whether you may have a viable claim.

Is CEL Solicitors regulated?

Yes. Cheshire Estate and Legal Limited, trading as CEL Solicitors, is authorised and regulated by the Solicitors Regulation Authority under SRA number 633955.

Do I have to pay anything upfront?

We offer no-win, no-fee arrangements on eligible claims, meaning there is no upfront legal cost to start pursuing your claim.

How much can I recover if my claim succeeds?

This depends on the circumstances of your case. Under mandatory reimbursement rules introduced on 7 October 2024, eligible APP fraud victims can be reimbursed by their bank up to £85,000.

I've received an email claiming to be from CEL Solicitors. Is it genuine?

The SRA has issued alerts about fraudsters misusing the CEL Solicitors name and cloning our identity, including fake 'fund recovery' emails. If you are unsure whether contact from us is genuine, verify our details directly via the SRA register before responding.

Think You've Been the Victim of Fraud?

Fraud is affecting people near you and the rest of the UK. Get in touch with CEL Solicitors to find out whether you may be able to pursue a claim on a no-win, no-fee basis.

Start Your Free Claim Check

SRA-regulated · Confidential · No obligation

SRA 633955 Companies House 10370954 UK GDPR compliant